It has probably already happened to you that you receive a phone call that seems somehow suspicious, where various services, products or prizes are offered to you for a certain amount of money paid ahead. Thousands of people each year lose their money because of the telephone scams – some scams cost people a few dollars, while there are others that can reach the loss of an entire lifetime savings. Hiring a Fraud recovery lawyer in attempts to recover the money lost can end up successfully, but depending on the amount of the money that was lost, it can sometimes cost more than the scam. In order to help you deal with phone scams, we will provide you with some useful advice in this article.
For the beginning, pay attention to the sentences you hear in the phone call. If you hear one or a few of the following claims or questions, make sure to ignore the “offer” and file a complaint with the Federal Trade Commission:
• You are told that you have been especially selected
• You are offered a bonus if you buy the offered product
• You are told that you have won a prize or prizes
• You are offered to invest in a small risk business with a very high return
• You are forced to make up your mind at the very moment
• You are told that you have won a large sum of money in a foreign lottery
• You are asked to provide your credit card details so they can handle the shipping charges or pay you the money you have won as a prize
There are plenty of different methods and offers scammers use in order to make you want to pay them and fall for their story. Some of the possible offers include: free or low cost travel packages, favorable credits and loans, investment opportunities, foreign lottery prizes, car warranties, free trial offers of products or services. They sometimes also present as collecting money for charity, asking you to pay a certain sum of money for some charitable cause. Their offers are usually unrealistic and exaggerated, and it is one of the certain ways to identify them.
With phone scams, everyone is a potential target, so even if you have never been scammed before, it can still happen that you get a fraudulent offer over the phone.
Here are some questions to ask the person calling, but also yourself, if it happens that they call you:
• Who is calling you, and what is the reason of calling?
• If it is free, why would you need to pay anything?
• If the caller has your account information and wants you to confirm it – why would they want you to do it?
• Why is it necessary that you make the decision instantly?